On your way to your first £1million

Would you be surprised to know that 30% of the UK population have no liquid assets at all and less than 1% are millionaires? What if I were to tell you that in my opinion if we were to re-learn what we know about money we could dramatically change our financial fortunes. Dare I say it become millionaires? Continue reading →

Like many people at this time of year, I have spent some of the festive period reflecting on how the last twelve months have been for me and what I hope to achieve in the next twelve months.  I am acutely aware however that enjoying the present is just as important as reflecting on the past or planning for the future.

I will use MINI, MOMO and MAXI to explain the perils of the over indulgence or too much focus on anyone of the past, present or future. Continue reading →

Have you ever caught yourself looking the wrong way? “Did you see that,” someone asks. “No!” you reply.” I missed it. I was looking the wrong way.” This month I don’t want you to get caught looking at the wrong thing. I will explain the difference between focusing on the results that you want and focusing on those things that creates the results that you want. Continue reading →

How could what you don’t know be far more relevant than what you do know? According to Nassim Nicholas Taleb, author of the Black Swan, the world is dominated by the extreme, unknown and the very improbable. If he is right then what you know won’t help you in navigating life’s challenges and by inference challenges, major challenges at that, will come when least expected. Continue reading →

I was taken back in time today to how a casual comment can have disastrous consequences. The comment was made by Gerald Ratner which has become brand marketing folklore – do you remember him referring to his own products as “shit” and that one comment had the impact of closing down the whole business. What brought that back to mind was when I was reading this morning that the host of Channel 5’s Wright stuff posed the question “Foxy Knoxy would ya?” Although he said his heart went out to the Kercher family this one ill conceived comment has caused much distress and public outrage. Continue reading →

In the aftermath of the recent riots it was no surprise to see the multi faceted TV, radio, community meetings, articles, debates, discussions which ensued, which all gave their own unique dissection and perspectives as to why the riots happened. It is also completely understandable that engaging in such debate would be one of the first steps to finding a solution. I fear, however, that such discussions will not lead to solutions, or preventative measures because there may not be a direct causal link between the underlying issues and the riots themselves. What we may have experienced is a tipping point. Continue reading →

I was reviewing my strategic plan today; it has been over three years now since I wrote it. With all that has happened in the last three years it definitely needs an overhaul. It has been over this time period that the world has experienced a global financial meltdown, which has impacted me and my finances in ways that I would never have imagined when I wrote it in 2008. Continue reading →

I can remember my first mobile phone all those years ago it was a Motorola 8800, I did have one before that but I couldn’t really call it a mobile, but more importantly I can remember the people who said these phones would never catch on and they wouldn’t be getting one. I can also remember when I was considered a bit of a geek because emailing was still new and soon after I was one of the first people I knew in my business network to get a blackberry. Continue reading →

How do you eat an elephant the old riddle asks, one bite at a time is the answer. What is the daunting almost overwhelming goal that you decided at the beginning of the year you would like to take on? No let me rephrase that, what elephant, i.e. large goal should you be taking on but have been too complacent, distracted, busy or dare I say it too lazy to pursue? Continue reading →

This month I want to speak to us about discipline. When all things are said and done and we try to evaluate why we have achieved or not achieved our goals you will find that discipline is a key component in the answer. A lack of discipline is the root cause of failure but a consistent and sustained effort can only lead to success. Continue reading →